I want to buy from you.
But I’m not wearing any pants.
(Actually, I am. But my wallet is in some other room, in my work pants.)
I get to your web site checkout. There’s only one way to pay: credit card. There’s no way I’m getting off that couch to find my pants with the wallet.
You better have a PayPal option, or some other easy way to pay. Otherwise — no sale, or I’ll just buy from Amazon.
How are you solving the no-pants problem?